Looking for Residential Location around Gurgaon, We are writing about most good located and great residential at Gurgaon, Dwarka Express way
For More Details Contact (Consult Me If you are looking for information about Property)
Bhanu Pratap (Property Consultant)
Mobile: 9716883044
Mail: bhanu16@gmail.com
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1. What’s
the location and spread of Copia?
Ans.
Copia
is located in Sec.- 112, Gurgaon, along Dwarka Expressway, which is also called
as
Northern Peripheral Expressway (NPE). The total spread or project area
is of 10.25 acres
(41,480.45 Sq.mtrs.).
2. What
are other specifications of the project?
Ans.
There
will a total of approximately 500 apartments with a mixed inventory of 2,3 and
4 BHK
apartments with sizes of respectively, 1295 Sq.ft, 1835 Sq.ft. and 2392
Sq.ft.
3.
How can one book a unit in the project?
Ans.
The
procedure is very simple for booking a flat in Copia like all other projects of
Earth.
One
can simply pay 10% of the total basic cost of the property along with minimal
documentation,
like filling up the application form (along
with documents like, photographs,
proof of identity, current residence, Xerox
copy of PAN Card, etc.)
4.
Can
one avail of a Home loan facility in Copia?
Ans.
Yes,
there is a provision of Home loan, too in Copia. LIC Housing Finance Ltd. is
providing loans on
both
Down Payment (DP) and Construction Linked Payment Plan (CLP) on ‘floating’ Rate
of
Interest.
5.
What is Floating Rate of Interest?
Ans.
Floating
Interest Rate for Home loans is one where the ‘payable’ interest rate is linked
directly to
the market rate e.g. bank lending rate and
hence, the payable interest rate by the customer will
rise
and fall as per bank lending rates. (Whereas, Fixed Interest Rate is one, where the interest
rate charged by Home Finance Companies on a loan amount is constant or same over the
tenure
of the loan).
6. Will
the investor get loan for the entire amount or does he/she need to pay any cash
upfront?
Ans.
Banks or Home Finance Companies (HFCs) never finance the total cost of
property. The investor
generally, needs to
pay at least, 20 – 25% of the total basic cost of the property. The eligibility
to
get a higher loan amount financed is also based
on investor’s work profile, credibility &
guidelines laid down by the Reserve Bank of India (RBI).
7. What documents are required for a ‘salaried’
person to make the booking?
Ans. Following are the basic documentation
formalities required for a salaried person in order to book
a flat in Copia:
·
Bank application Form: Duly filled up with form with 2 photographs (each,
of both
Applicant
& Co-applicant)
·
ID Proof: Pan
Card, Driving License, Passport’s Xerox copy
·
Income Proof: Last 3
yrs. ITR & Form 16, 3 months’ salary
slip
·
Residence Proof: Voter ID card, latest Gas or Electricity or
Landline or Postpaid Mobile
connection bill, Last 6 month Bank Statement (Original)
– If internet
generated then
concerned Bank’s stamp required on the same.
·
Other Docs: Appointment
Letter/increment Letter/CTC, Processing Fee Cheque in
favour of
concerned bank, Existing Loan
Details (if any) (Payment
Schedule/Sanction Letter),
Demand letter from Builder and Payment
receipts made to
builder.
(All
documents must be self-attested by the Applicant and Co-applicant).
8. What all ‘documents’ are required in case
of booking for a Company/Firm?
Ans.
For a Company/Firm, following
documents are required:
·
Specimen Signatures duly verified by banker(s)
·
Copy of Memorandum
and Article of Associations (In case of a Company)
·
Copy of Partnership
Deed (In case of a Firm)
·
Resolution in favour of Authorized
Signatory
9.
Can I transfer my unit?
Ans. Yes, transfer of the unit is allowed. However, first transfer of the
apartment shall be allowed by
the developer only, after receipt of
the Booking Amount and the first installment.
10.
What all charges will constitute the total cost of the apartment?
Ans. Besides the Basic Sale Price (BSP), following
charges will also be a part of the total sales
Consideration:
a. Mandatory
Charges
·
Covered Car
Parking
·
Club
Membership
b. Optional
Charges:
·
Preferential
Location Charges (PLC) for ‘floor’ or ‘view’ or both (optional
charges, and hence depends purely upon client’s preference or options he/she
may go in for)
c. Additional Charges:
·
External
Development Charges (EDC)
·
Internal
Development Charges (IDC)
·
External
Electrification Charges (EEC)
·
Fire
Fighting Charges (FFC)
·
Interest
Bearing Maintenance Security (IBMS)
·
Stamp Duty
& Registration Charges
·
Service Tax,
(and any other Tax, if applicable)
11.
What is IBMS? How does it work?
Ans.
Interest Bearing
Maintenance Security (IBMS), like IFMS is also a charge or contribution towards
Co-operative Group Housing Society’s (CGHS) common fund which is being used
for major repairs
or
replacement or purchase of new equipments for the residents of the society by a
duly
appointed Maintenance Agency by the developer.
The
only difference though, is that the investor stands to earn yearly interest on
the aforesaid
amount.
12. How much interest is payable on IBMS?
Ans. The yearly simple
interest payable on IBMS shall be determined by the developer as per the
applicable rates on Fixed Deposits (FDs) accepted by State Bank of India
at the close of each
financial year on 31 March.
13.
Is the Basic Sale Price applicable for
Super Area or Covered Area, only?
Ans.
The
Basic Sale Price and other charges shall be calculated on the basis of Super
Area of the
apartment.
14. Can
I cancel my booking?
Ans. Yes, the
investor can also cancel his booking within 15 days of booking the apartment,
after which
his Earnest Money (15% of the total sale
consideration) will be forfeited.
15. Is 10% rebate applicable on total sale cost?
Ans. No, discount is applicable only on, Basic
Sale Price (BSP) and does not include any optional,
mandatory or
additional charges including Service Tax and other Govt. levied charges or
taxes.
16. What is special about Copia’s location?
Ans. Mentioned below are some important facts which
makes Copia
a very promising location to stay
at
in coming days:
·
located in Sec. – 112 of Gurgaon,
along Dwarka Expressway, which is also called as Northern peripheral Expressway (NPE),
will serve as a lifeline for proposed new sectors of Gurgaon adjoining Dwarka
in Delhi. This link road will be 18 kms in length and 150 mtrs. Wide. This
road will pass through 16 residential sectors in Gurgaon; and will also touch
Dwarka in Delhi, Palam Vihar, Gurgaon Railway Station, besides upcoming
residential & commercial sectors in Gurgaon, SEZ areas.
This
road will directly connect Dwarka (Delhi) with Manesar (Gurgaon).
·
Only, 800 mtrs. away from existing residential development.
·
This sector (Sec -112) of Gurgaon is
not only a part of National Capital Region (NCR), but is one of the closest sectors from New Delhi border adjoining New
Delhi Airport and Dwarka.
·
Also, Copia is located on the arterial road connecting Indira Gandhi International
Airport with NH-8.
·
Largest frontage on Delhi border
overlooking Green Belt.
·
First,
LEED certified* (*Highest
Benchmark in building design, construction and operation of a Green Building –
the certification is being awarded by U.S. Green Building Council) residential project in Gurgaon
·
Designed
by EIGEN – U.K. based highly acclaimed architecture firm
with claim to fame structures like – Al Burj Khalifa (highest man-made
structure on Earth), London’s Heathrow Airport, Bangalore’s Metro Rail,
Jawaharlal Nehru Stadium, etc.
·
Copia, the Co-operative Group Housing
Society (CGHS) comes under Haryana
Urban Development Authority (HUDA)
Master Plan 2021.
For More Details Contact (Consult Me If you are looking for information about Property)
Bhanu Pratap (Property Consultant)
Mobile: 9716883044
Mail: bhanu16@gmail.com
For any Web or SEO, Internet Marketing Solutions in Delhi, NCR
Visit. xtrawebsolutions.com
